Premium Grade Annuities are typically priced between 100,000 and 250,000.
A SGI you can obtain a PGA for your Immediate needs or a Deferred Payment stream. When purchased through SGI, you will receive a higher rate than a retail Purchased Annuity.
They can be Structured Settlements, Lottery payments or a Secondary Market Annuities.
Either way SMA Annuities Issued by the Insurance Companies that issue standard low retail rates.